The first offer doesn’t seem great and you naturally assume there are bigger and juicier fish to be had. So you throw the tiddler back in. Big mistake.

(Well, ask one who’s not trying to actually sell you a car.) The manager of an apartment building will tell you the best month to sign a lease. You get the picture: Information that can save you a lot of money is there for the asking. But you’ve got to ask for it..